SR22 Insurance Ohio – What You Need to Know

Ohio SR22Have you been told you need SR22 insurance? Not everyone has heard of SR22 and you likely won’t if you remain adequately insured. However, if you’ve had an accident and you weren’t properly covered, a certificate of financial responsibility is often required to get you back on the road. Below you’ll discover everything you need to know about what it is and why you need it.

What is SR22 insurance?

Despite its name, SR22 isn’t actually an insurance policy. It is a small, usually pink, document that shows financial responsibility. Not all states require this type of certificate, but if you live in Ohio then you will need one if you have had an accident and you didn’t have sufficient insurance.

Will it affect my premiums?

SR22 insurance does affect your premiums, but exactly how much will depend upon the offense committed and the state you live. The requirements for SR22 insurance in Ohio will be different to other states. Therefore it is a good idea to contact a local licensed insurer to find out what your legal requirements are.

You may for example, have to take out a specified minimum amount of insurance. The amount will depend upon whether anybody was injured in the accident and how many people were injured. It can be difficult to get to grips with the terms and conditions so don’t be afraid to seek advice before you take out a policy.

Overall SR22 insurance ensures you can get back on the road after you’ve been arrested for a driving offense. It is worth noting that if you don’t keep up with the insurance payments you could have your driving license provoked. The SR22 is a legal document and you must follow the terms and conditions that come with it in the state you reside. Be sure to compare different lenders in order to find the cheapest deal to fit your circumstances.