When trying to find SR22 insurance in Ohio, you have two options. Firstly you can contact an insurer directly, or you can choose to go through a broker. There are advantages and disadvantages to both. Below you’ll discover everything you need to know about going through a broker.
What is an insurance broker?
Insurance brokers don’t provide actual insurance policies. Instead they search the market to find you the best policy. You fill in a few personal details and the broker compares the different options available. This is very similar to a comparison website, only you usually have to pay the broker for their services. So why would you choose a broker to find you SR22 insurance if it’s going to cost you more?
The benefits of SR22 insurance brokers
The main benefit of using a broker to find SR22 insurance is the fact they can often offer you exclusive deals. They have connections in the industry and can supply some of the cheapest rates thanks to deals they have made with insurers. So while you pay out an additional fee, it could be worthwhile if you manage to save a lot of money on the actual insurance policy. However, not all brokers are trustworthy.
Things to be aware of
If you decide to use a broker to find cheap cover, you need to make sure they are reliable. Some brokers simply direct you to a list of SR22 registered insurers, without actually checking whether you would qualify for the rates advertised. They are basically scams that take your money and then show you insurers that you could have otherwise found yourself. Therefore it is always advisable to do a little research and find out more about the broker before you decide whether or not to use their services.
Overall a broker can save you a lot of time and potentially get you a cheaper deal. However, you do need to be careful that you aren’t simply getting ripped off.